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Would A Down Payment Be Helpful When Buying Your Home?
The State of Colorado and El Paso County (encompassing Colorado Springs, Fountain, Monument, Falcon, and Peyton) have several Down Payment Assistance and First Time Home Buyer Programs available for today's home buyer. These programs consistently open the door to homeownership for thousands of home buyers each and every year.
How Can These Programs Help You?
- For Your Down Payment - Down payment is the biggest reason many continue to rent. The lowest down payment that is required, provided one does not have access to the VA Home Loan, is 3 - 3.5% of the sales price. In today's market that can be a large sum of money but that is where these down payment assistance programs can open the door to owning your own home. Most of these programs only require $1000 for a down payment while the program covers the rest fo the required down payment.
- For Closing Costs - Depending on the Colorado Springs housing market closing costs, that is a negotiable item, can be on the home buyer. Granted your agent will be able to guide you on what you can expect depending on the current market and the home you are looking at.
Which Of These Programs Do You Qualify For?
The high desirability for Colorado Springs real estate is due primarily to the slower paced lifestyle for a big city, the Rocky Mountains, optimal weather, healthy outdoor living and activities, low crime rate, low unemployment, a mere 22 minute commute time and of course the majestic views.
So if you are considering real estate in Colorado Springs...which who wouldn't, you may have questions about current market trends. So below we have compiled all of the current real estate data for Colorado Springs.